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A debt consolidation loan is one of the most popular reasons that people turn to a loan when things get tough financially. A debt consolidation loan can be a great relief when you are under the stress of overdue bills and debt collectors calling you everyday. With this type of loan you can pay off all of your outstanding bills and/or debts and make one monthly payment to one Lender, instead of many payments to multiple Lenders or companies. You will also no longer have the stress of moderate to serious debt and most probably get a lower rate for your new debt consolidation loan and probably lower repayments. All very attractive prospects. The other attraction here apart from a lower rate is the ease with which you can make your repayments, you no longer need to track multiple loan/debt repayments since everything has been paid off you have just the one payment to take care of with one Lender. This can be a huge relief in itself.

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How do you split a bill at a restaurant? Does it make sense to lend money to a friend? When should you tip? These are just a few questions that can make for awkward financial moments.  Following the proper etiquette can be difficult when money is involved, since people often operate under different rules. To help you navigate these issues, here is an infographic offering some suggested do’s and don’ts of social money issues.

Debt fears